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Applicable insurance premium tax (IPT) is included in premium where relevant. Please note 20% VAT is added at checkout for all contract review services.
Insurance is something that is vital in the business world. No matter how large or small a company is, from contractors and freelancers to global corporations, business insurance exists as protection and risk management against potential incidents that could cause financial loss or damage.
We offer a number of competitive policies for basic small business insurance requirements and contractor-specific risks. See below for more information on the individual policies available.
Insurance for businesses range from the core policies which are often stipulated in contracts, to income protection policies such as if you experience a prolonged illness, offering you the protection you need to run your company. In addition to these small business insurance policies, we also offer tax cover to protect the income you earn from your business.
Should a client allege you have been negligent when providing your services, Professional Indemnity (PI) will cover your legal costs and any compensat...
Cover for defence costs and, if necessary, your legal liability should you cause, or are alleged to have caused, third party injury or property damage...
We'll cover up to £50,000 of legal costs if you find yourself in a legal dispute and, if you’re called up for jury service, we’ll cover the income you...
A lump sum benefit in the event of suffering bodily injury as a result of an accident, ensuring you can continue to pay your bills whilst you may not ...
Protects your business against loss or damage to property which is being used, or intended for use in connection with your services. We have a ran...
Up to £5,000 monthly benefit if you were to suffer disease, sickness, or bodily injury, whether this is as a direct result of your work or not, plus a...
Qdos have negotiated competitive business insurance for contractors, as well as developing policies unique for the risks they face. Business insurance policies for contractors include those fundamental policies for running a contracting business and which are often required by contracts: Professional Indemnity and Public Liability, as well as policies which cover for additional risks faced by UK contractors; jury service, a range of legal disputes, long term illness/injury, and travel for business or leisure. With Qdos, contractors benefit from an IR35 Contract Assessment provided free of charge with most of the above policies.
Not just for contractors, most Qdos policies are also suitable for freelancers, sole traders, and consultants. Small business insurance for self employed individuals includes Public Liability which is most commonly held by anyone who is self employed, as well as Professional Indemnity insurance. Qdos also provide jury service and legal protection for the self employed, and tax enquiry insurance. All Qdos customers benefit from an account-managed service, providing a personal service every step of the way.
Qdos Contractor provide business insurance policies at competitive rates, specialising in the PSC contractor market. Our online application process has been designed for ease of use, with quick quotations and documentation issued immediately. We also issue every customer with their own online account where you can easily access your policy documentation, order history, and upload contracts for review. Our most popular business insurance policies; Professional Indemnity, and Public & Employers Liability, include a free IR35 contract assessment as well, to ensure you start your contract on the right footing.
Having started as a tax consultancy business, Qdos expanded its offering into business insurance which quickly became a success, by offering competitive premiums and backed by the IR35 expertise that Qdos is renowned for today. Over the years, Qdos has grown in both size and reputation as a trusted contractor insurance broker as well as an expert tax advisor. Our aim is to provide UK contractors with the assistance and service with IR35 issues they need as well as sustaining excellent quality and competitive premiums in the contractor insurance market.