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0116 269 0999

Feefo Gold Merchant

Qdos Contractor


Why Qdos

Why Qdos
Contact Qdos Contractor:0116 269 0999

Providing excellent service since 1988



We have a unique combination of insurance and compliance expertise to enable you to provide your services with protection and peace of mind.

We pride ourselves on providing the industry with accurate, clear and digestible advice and guidance, along with relevant and beneficial services.

From innovating new products to the market to defending limited company contractors against the IR35 legislation for over 20 years, we believe in providing real value to the self-employed market whether you are an independent worker yourself or a business which hires them.

  • Instant online quotes - we don't ask for your personal details to provide a quote
  • Flexible policy limits and options
  • Only pay for the cover you need
  • Account-managed service - speak to the same representative whether once a week or one a year
  • IR35 Contract Assessment worth £49 provided free with most policies
  • Dedicated UK team
  • Same day cover with instant documentation
  • Access to a range of free guides, webinars, and resources
  • Online account
  • Flexible payment options
  • Leaders in IR35 status and false self-employment issues
  • The original IR35 insurance provider
  • Contractor specialists



A third of our policyholders were recommended to us by an existing customer. See what they have to say about us


Quality Insurance Cover For Your Business


Over 90,000 independent professionals including limited company contractors, sole traders, freelancers, and consultants, have insured their business with Qdos. In addition to insuring flexible workers themselves, we are able to provide extensive cover for recruitment agencies.

We believe in putting the customer experience first, and so are the only provider to offer complete transparency in the quote process by providing an accurate quotation before requesting any personal details from you.

We maintain consistent premiums for both new and existing customers, and our flexibility in cover enables you to choose each policy relevant to your needs.

We designed and pioneered IR35-specific insurance, introducing Tax Liability Cover to the market in 2000, providing 25,000+ contractors with protection and peace of mind that they were covered for their IR35 liabilities and had the backing of professional advisors in an enquiry. We also reimagined accident and sickness insurance for the contractor market with Contractor Sickness Cover, providing a monthly benefit in the event of long-term illness

1,500+ lines of work covered
90k+ professionals trust Qdos to insure their business
  • Professional Indemnity
  • Public Liability
  • Employers Liability
  • Tax Enquiry Insurance
  • IR35 Insurance (Tax Liability Cover)
  • Jury Service Cover
  • Legal Expenses Insurance
  • Business Travel
  • Drivers' Negligence*
  • Cyber Insurance*
  • Personal Accident*

*currently available to recruitment agencies only

Best-Legal,-Compliance-or-Tax-Adviser Small
Best-Contractor-Insurance-Provider-or-Broker Small
Queens Award for Innovation 2017 Emblem

Leading IR35 Experts and False Self-Employment Specialists


Qdos Contractor started as a tax consultancy in 1988 and has specialised in helping contractors, agencies, and clients, to navigate the IR35 legislation since the legislation was first introduced over 20 years ago.

Since 2000 we have successfully defended over 1,600 contractors subject to IR35 enquiries, saving them an estimated £35million in tax. We support contractors from the initial letter all the way to tribunal, such as the high profile case of Jensal Software and the 2019 GSK enquiries of which we supported 130 contractors to defend their position.

We strongly believe in taking a compassionate approach to enquiry defence, keeping the contractor informed and a part of the process, as well as listening to their concerns along the way.

In this time we have also insured over 50,000 contractors for a range of HMRC enquiries and assessed over 150,000 contracts and working practices for IR35 status - providing contractors with the means to fulfil their tax obligations with the due diligence they require. 50,000 of these were provided free of charge as a benefit of our insurance policies.

Continuing to support contractors and engagers through IR35 reforms first in the public sector and now the private sector, we developed Status Review - the first solution available to the market - released even before HMRC’s own CEST tool in 2017.

As well as our extensive work with the IR35 legislation, we support hiring organisations of sole traders to ensure they are aware of the risks of false self-employment and implementing processes to assess employment status of these workers.

We strive for the highest standards of compliance, supporting both contractors and the organisations who engage them to understand the specifics of the legislation, their obligations and responsibilities, and how to execute them.

Qdos IR35 Reform Infographic

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